Whether you are a financial or retail institution looking to offer instant card issuance to your customers or you are a bureau looking for a multi-vendor centralized issuance solution, HST has the right solution and the right team to get you started on the right foot.
RELIABLE & EXPERIENCED PARTNER
On a monthly basis, we issue close to 1 million cards with our Instant Issuance solution throughout the region, which are delivered either in branches or retail outlets.
SECURITY & COMPLIANCE
Our highly secure solutions follow payment industry standards and are PCI PCC and EMV compliant in addition to complying with brand security requirements.
FLEXIBILITY & OPTIONS
We offer multiple implementation and pricing options for all size budgets and institutions.
OUR SOLUTIONS
INSTANT ISSUANCE SOLUTIONS
HST offers 2 options for EMV instant card issuance: a cloud based solution for all budgets and sizes of institutions and a fully customizable, local solution running on your own infrastructure.
We offer a turn key EMV instant issue solution providing everything you need to print EMV cards instantly:
- Personalization software
- Plastic EMV cards
- Service & maintenance packages
- Delivery options for all size institutions & budgets
- Security
- Personalized card design options
- Locally installed or cloud options
CENTRAL ISSUANCE SOLUTION
Central Issuance is a key part of a balanced, card issuance strategy. Ideally, a financial institution would take a dual approach to card issuance; centrally issued cards for large batch issues complemented by instantly issued cards at the branch for new accounts or replacements.
HST’s Central Issuance Solution provides a number of important benefits that allow users to preserve their investment and plan their growth strategy:
- By allowing clients to determine their architecture scheme, they can effectively pace their growth as well as distribute their work load.
- Our solution accommodates most brands, printer models and has full profile support
- Technology support for contact/contactless/dual interface
OTHER SOLUTIONS
EMV CARD APPLICATION
HST provides custom Smart Card applications to fit customers’ requirements. Our software can assist you with any step in the Smart Card development cycle such as requirements, specifications, design coding and testing.
HST Card Application is designed for issuers who want to migrate Private Label Card Application to Smart Card using EMV standards. (EMV Loyalty Programs, Electronic Purse Applications, retail cards, closed loop transactions)
EMV TRANSACTION PROCESSOR
EMV Transaction Processor is designed to reduce fraud; it is for Issuers needing to authenticate cryptograms or generate scripts for their EMV cards. The system provides chip data authentication and enhances fraud prevention processes. HST Transaction Processor provides card issuers with the ability to dynamically update EMV parameters on Smart Cards after issuance. The solution also allows customer PIN change. Issuers can enable their cardholders to select, change and unblock their PINs quickly and easily at any branch or self-service terminal.
EMV KERNEL
EMV kernel software interfaces with a terminal, ATM or POS device and enables it to process EMV transactions. HST’s EMV Kernel is EMVCo Level 2 certified and is designed to integrate easily with terminal hardware (reader and driver) and the application. Our solution is designed to run on ATM’s, Branch Terminals, Pinpads, Kiosks or other options. HST has over 80,000 kernels deployed in top financial institutions.
HST can provide support for contact or contactless cards. Ready for Windows, Linux and Android platforms the kernel is multivendor.
